9 Steps to Help Victims of Identity Theft
Report Identity Theft crimes to the police immediately. Ask for a copy of the police report so that you can provide proof of the theft to the organizations that you will have to contact later.
Take steps to undo the damage. Avoid “credit-repair” companies: there is usually nothing they can do, and some have been known to propose a solution — establishing credit under a new identity — that is itself fraudulent.
1- Document the steps you take and the expenses you incur to clear your name and re-establish your credit.
2- Cancel your credit cards and get new ones issued. Ask the creditors about accounts tampered with or opened fraudulently in your name.
3- Have your credit report annotated to reflect the identity theft. Do a follow-up check three months after to ensure that someone has not tried to use your identity again.
4- Close your bank accounts and open new ones. Insist on password-only access to them.
5- Get new bank machine and telephone calling cards, with new passwords or personal identification numbers.
6- In the case of passport theft, advise the Passport Office.
7- Contact the Post Office if you suspect that someone is diverting your mail.
8- Advise your telephone, cable, and utilities that someone using your name could try to open new accounts fraudulently.
9- Get a new driver’s licence.
Your Internet Safety Advisors,
Dave Ballard
Bill Wardell
Filed under: Surviving Identity Theft
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